Q: I am looking for car insurance and my boyfriend wants me to buy comprehensive auto insurance, while I just want to get the minimum coverage. Is the comprehensive policy worth the extra money?
A: We think you should compromise between the budget auto insurance you want and the comprehensive auto insurance your boyfriend suggests. It’s a big decision to make and ultimately it’s your choice.
If you decide to go with the comprehensive policy make sure that it is truly comprehensive. Have the agent put in writing what exactly is covered.
Since comprehensive means all people often assume that they will have zero out of pocket expenses in the event of an accident, but this is rarely the case so don’t be caught off guard.
If you decide to buy the least expensive car insurance be sure the company is reliable, the coverage is enough, and the customer service is what you expect. This is especially when shopping for budget insurance. Many companies cut costs by having less people available to assist you.
Thank you for your question and we hope we’ve been able to answer your question about comprehensive auto insurance.
We strongly recommend that you shop around for the best auto insurance rates online. The Internet makes it extremely easy to save money by comparing quotes from various companies.
After you obtain several quotes, simply compare them and choose the policy that offers the best coverage at the cheapest price. Saving money on car insurance doesn’t get any easier than that!